Unit A, Drain Swift Ltd, 82 James Carter Rd, Mildenhall, Bury Saint Edmunds IP28 7DE, United Kingdom
Mon-Fri 9am to 5:30pm
02030059710
WHO PROVIDES THIS COVER?
Company: Drain Swift Ltd
Company Reg No: 15874603
Address: Unit A, 82 James Carter Road, Mildenhall, IP28 7DE
Email: info@drainswift.co.uk
Telephone: 0203 005 9710
Website: www.drainswift.co.uk
WHAT IS THIS COVER PLAN FOR?
This Service Plan provides cover in relation to emergencies and in relation to other
domestic incidents. These elements are as follows:
DRAINAGE AND WATER
These terms and conditions and the policy schedule form a 12-month Service Cover
Plan between you and Drain Swift Ltd. Please read this document carefully along with
any enclosed documents so you can make sure you know what you are covered for
under your policy.
KEY QUESTIONS
How do I make a claim?
Claims must be made by you or a person calling on your behalf. Please call us as soon as you are aware of the incident. We will not be able to cover the costs of any work carried out by persons not authorised by us in advance.
HOW LONG IS MY POLICY FOR?
HOW CAN I CANCEL MY POLICY?
SERVICE COVER PLAN PREMIUM
Within your cancellation period:
• If you have not made a claim, you will receive a full refund,
• If you have made a claim, you will receive a refund less an amount for the number of
days you have been on cover.
Outside your cancellation period:
• If you have not made a claim, you will receive a refund less an amount for the number
of days you have been on cover.
• If you have made a claim, you will not receive a refund and must pay any remaining
insurance premium due for the term of the policy.
If you are a monthly payer, upon cancellation, we will ask you to choose an appropriate
cancellation date to ensure any owed premium payment can be collected. Claims can
continue to be made until the cancellation date chosen
HOW CAN DRAIN SWIFT CANCEL MY SERVICE COVER PLAN?
We may cancel your policy in the following circumstances:
1. By giving you at least 7 days’ notice in writing to the last address provided to us:
(a) if you are in serious breach of you’re the terms of your policy. E.g. failure to make a
payment despite contract from us; submitting a fraudulent claim or if you use
threatening or abusive behaviour towards our engineers or staff.
(b) if you fail to provide accurate and complete information in accordance with the
Consumer Insurance (Disclosure and Representations) Act 2012.
If you fail to make a payment of premium on the date due, your policy may be suspended, and you will not be able to make a claim. Drain Swift Ltd will notify you in within 5 working days of the date on which a payment was due if you fail to make payment. If you do not pay the requested amount within 30 days of the due date, your Service Cover Plan will be cancelled. If you want to make a claim under your Service Cover Plan whilst your coverage is suspended, you will be required to pay any outstanding premiums before an engineer will be dispatched to your property. When your policy is cancelled, you will need to pay any outstanding premium to us.
WHAT IF I MISS A PAYMENT?
If you fail to make a payment of premium on the date due, your policy may be
suspended, and you will not be able to make a claim. Drain Swift Ltd will notify you in
within 5 working days of the date on which a payment was due if you fail to make
payment. If you do not pay the requested amount within 30 days of the due date, your Service Cover Plan will be cancelled. If you want to make a claim under your Service
Cover Plan whilst your coverage is suspended, you will be required to pay any
outstanding premiums before an engineer will be dispatched to your property. When
your policy is cancelled, you will need to pay any outstanding premium to us.
WHAT IF I CHANGE ADDRESS?
HOW DO I RENEW?
The service is based on a 12-month subscription term and will not be automatically renewed. Your subscription will expire at the end of the 12-month period. Cancellation can be requested at any time by submitting a written request to Drain Swift Ltd.
HOW CAN I COMPLAIN?
FEES; PAYMENT
BANK STATEMENT
LIMITATION OF LIABILITY
WHAT IS COVERED?
EXAMPLES OF CLAIMS COVERED:
✔ Drain mapping
✔ Drain testing
✔ CCTV surveys
✔ Drain repairs
✔ Drain relining
✔ Drain jetting
✔ Tanker jetting
✔ Drain excavation
✔ Emergency drain unblocking
✔ 24 hr Emergency Hotline
WHAT IS NOT COVERED?
X Boiler Breakdown
X Heating Systems
X Taps/Sinks (Blocks/Leaks)
X Gutters/Roofing
X Soakaways
X Shared Drains and pipes you are not responsible for
OTHER:
The external stop valve connection to the water mains supply (because it is the water
company’s responsibility).
Where there is no evidence of a blockage, a leak or damage.
Frozen pipes which have not resulted in a leak or permanent blockage.
Any costs of the water lost during a leak.
Costs which exceed your fair share of the cost of any work undertaken by us under the
terms of this Service Cover Plan on a water supply pipe outside the boundary of your
property where you share legal responsibility for the water supply pipe with any third
party(ies). Your fair share will be calculated as the total cost of the work divided by the
number of parties (including you) that are responsible for the water supply pipe and
benefit from the repair. Work will not commence until all parties have given their
consent to pay their fair share.
Any work required on a water supply pipe outside the boundary of your property where
you share legal responsibility for the water supply pipe with any third party(ies) who
does not agree to the work being completed by our engineers.
Showers including the shower unit, controls, outlet or shower head.
Domestic appliances.
Replacement of radiators or hot water cylinders.
Replacement of sanitary ware (basins and toilet bowls).
Any dripping, broken or seized taps that require repairing or replacing.
No hot water due to a breakdown of a water heater, a boiler or a central heating
component.
Quietening noisy pipes that are caused by the expansion and contraction of pipes as
they heat and cool.
External guttering, rainwater downpipes and soakaways.
Drains/sewers that you do not have sole responsibility for (including shared drains
within your property).
Drain clearance where if the design of your drainage system does not allow access by
our engineers (e.g. via a manhole).
CLAIMS LIMIT
• Up to £500 per claim
• Up to 3 claims per policy period
RESPONSE
If your incident is an emergency (including internal leaks which cannot be controlled),
your claim will be given priority, otherwise an appointment will be made.
PLUMBING AND DRAINAGE – COVER DEFINITIONS
If your property is a flat, any issues relating to the external drainage and/or external water supply, will only be covered if you are solely responsible for maintaining it. Any issues within communal areas are not covered.
Plumbing and/or draining: the water pipework, stops taps, water tanks, drainage and waste pipes within your property which you are legally responsible.
Water supply pipe: the freshwater pipe that connects your property to the mains water supply up to your property.
Temporary reinstatement: the re-filling of any necessary excavation to leave the ground level and safe. This does not include the like-for-like reinstatement of decorative elements such as hard or soft landscaping, drives, pathways, walls, flower beds or lawns.
Permanent reinstatement: repairs require to re-instate (put right) the damage caused by any excavations necessary to access the water supply pipe. This includes the reinstatement of tarmac, concrete, block paving and lawns. Please note, an exact match to the existing surface cannot be guaranteed and we will only reinstate the area that is damaged. Where we can carry out permanent reinstatement work this will be part of the regular claims limit amount. We use engineers with the necessary skills and reputable stockists who stock the materials usually required to reinstate surfaces; however, if the permanent reinstatement require non-standard construction materials and/or methods and skills we will make the ground safe and reimburse to you the
reasonable costs you must pay for reinstatement up to the claims limit, provided you can provide the appropriate receipts. To allow for settlement of the ground following excavations, the permanent reinstatement works may not be carried out immediately.
Drain Swift Ltd
Drain Swift Ltd
© Copyright © 2024 UK Drainswift Ltd. Company Reg No: 15874603 , Registered in England and Wales